To qualify for the referral reward, your invitee must meet the following purchase requirements:
Each purchase must meet or exceed the minimum amount specified in the referral program terms (this amount may vary by campaign) or an eligible merchant category
All purchases must be completed before the campaign deadline (31st October 2025)
Purchases must be valid - please refer to the FAQ for exceptions
Once all eligible purchases are completed, the reward will be issued within 3–5 business days
Please note: Bilder may reverse any reward credited to your account if we determine that the Referral Program Terms have been violated.
Purchase with physical card
The invitee can make card payments:
With Bilder physical card
With Apple Pay or Google Pay
Purchases made with virtual cards won’t count.
How to add money to start to use the physical card
To add money the invitee should:
App
Go to 'Home' on the bottom menu
Tap 'Add money'
Choose the preferred top-up method and follow the instructions
Web
Go to "Accounts" section
Choose "Top-up"
Select amount you wish to top-up
Select account you wish to top-up
If you have a card saved for top-up, use it, or just click "Continue"
You will be given an option to enter card details you want to make a top-up from Google Pay or Apple Pay